Terms of Service

1. Use of the Services

Permitted Uses

Subject to and as limited by these Terms and the limited, nontransferable and non-sublicensable license hereby granted, you may access and use the Platform and the Services and any outputs therefrom. If you do not agree to these Terms, then you must immediately and indefinitely leave the Platform, cease any access to or use of the Services, and, if applicable, terminate or cancel your account in accordance with these Terms.

Prohibited Conduct

You shall not use or engage with the Platform or the Services to do any of the following:

1. Submit or distribute content (including via automated tools) that violates applicable law, infringes third party rights, or compromises system security;
2. Deploy bots, scrapers, or other automated means to access or interact with the Services in ways we have not explicitly authorized;
3. Reverse engineer or attempt to derive the source code of any component of the Services;
4. Misrepresent any outputs of the Platform or the Services as human authored in contexts requiring professional or regulated advice (e.g., financial, tax, or legal advice);
5. Use any virtual private network (VPN) or other means of privacy or obfuscation when accessing or using the Platform or the Services or otherwise circumvent any geographical restrictions or other controls we or any authorized third parties implement or maintain in connection therewith; or
6. Violate any law, regulation, these Terms, or any third-party contractual obligation or otherwise engage in any regulated business activity or conduct not expressly permitted by these Terms.

Third-Party Interactions

If you connect any third-party financial service (e.g., accounts with banks, brokerages, digital asset exchanges, etc.) to your account with the Services, you do so solely at your own risk. You are responsible for complying with all terms and conditions of such third-party services, and you acknowledge and agree we are not liable for any limitations, failures, or changes to their APIs, policies, or uses of your information.

Sanctions Compliance

The U.S. federal government prohibits trade with certain sanctioned or blocked persons and entities, including persons located within certain geographies, and publishes and maintains comprehensive geographical- and sector-based sanctions regulations and lists of persons with whom trade is strictly prohibited ("Applicable Sanctions"). Accordingly, by using or accessing the Platform or the Services, you represent and warrant that you (a) are not a subject of, and are not located in any jurisdiction that is a subject of, any Applicable Sanctions, (b) have no reason to believe that you would be made the subject of any Applicable Sanctions, and (c) do not and will not deal with, conduct any business with, or otherwise transact or engage, in any manner related to your use of or access to the Platform or the Services, with any person, entity, or government that is the subject of Applicable Sanctions.

Availability; Geographical Restrictions

The Platform and the Services are intended only for use and access by persons and entities domiciled within one of the 50 states of the United States or the District of Columbia. We make no claims that the Platform or the Services are accessible, available, or appropriate in any non-U.S. jurisdiction or any U.S. territory or possession.

Beta Software; Testing

The version of the Platform and the Services that is available under and subject to these Terms consists only of beta software that is not yet released to the general public. We make this beta version of the Platform and the Services available to you solely in our discretion; we reserve the right to suspend or limit your access at any time. As we continue to test and modify the Platform and the Services in this beta environment, you might experience bugs, errors, or loss of information.

2. Your Information

Account

To use certain (or potentially any) features of the Platform or the Services, you must create an account. You warrant that all information you submit during account registration is complete, accurate, and current, and that you will update it as necessary.

Credentials

You are responsible for maintaining the confidentiality of your login credentials. You agree to notify us immediately if you suspect unauthorized use of your account.

Data You Provide

Your access to or use of the Platform or the Services could involve uploading or transmitting data, files, or other content ("Your Content"), which might include, without limitation, personally identifiable information or proprietary information. You retain all rights in and to Your Content, subject to the license you grant to us and third parties pursuant to Sections 4 and 5 of these Terms.

3. Using or Linking Third-Party Accounts

Authorization

When you link external financial accounts (e.g., centralized exchanges, brokerages, banks), you grant us permission to retrieve, store, use, and analyze data from those accounts, consistent with your authorization.

Third Party Risks

We are not responsible for acts or omissions of third-party service providers, nor for their security, reliability, or availability. Any disruption, API change, or service termination by a third party does not constitute a breach by us.

Cloud Services and Infrastructure

We may rely on third party infrastructure providers (e.g., cloud services) to deliver the Services. You acknowledge that portions of the Services may be hosted on systems outside of our direct control.

4. Third-Party Service Providers; Authorization to Share

Use of Third-Party Vendors

To operate the Services, we may engage third-party service providers to perform functions such as hosting, data processing, financial-data aggregation, account connectivity, analytics, logging, and AI model inference (each, as applicable and without limitation, a "Third-Party Provider").

Authorization to Share Data

By using the Services, and otherwise by connecting or using any third-party service, you expressly authorize us or the Services to share, transmit, process, or make available Your Content, account linkage data, usage metadata, and other information you provide to the extent reasonably necessary for these Third-Party Providers to perform services on our behalf.

Plaid External Account Data Connections

By using the Platform or the Services and linking any external account of a third-party bank, brokerage, or other financial institution or service, you consent to our use of Plaid to secure data-based connections to each external account that you link. You acknowledge and understand that you, your external account credentials, and your information are, in addition to these Terms, separately subject to Plaid's terms of use and privacy notices (available at https://plaid.com/legal/#consumers).

5. Our License; Data Use

License to Us

You grant us a worldwide, nonexclusive, royalty-free, and sublicensable license to host, use, reproduce, modify, and display Your Content as appropriate or necessary to be able to provide, improve, and support the Services.

Use of Outputs

The Services will generate outputs (e.g., AI-driven insights, forecasts, analyses) generally based on Your Content and external data. You acknowledge and understand that such outputs:

• Are for informational purposes only and do not constitute professional advice of any kind;
• Can often be imperfect, incomplete, or based on assumptions; and
• Should not serve as, or support, any basis for decisions involving finances, investments, or risks of any kind.

6. Payments, Subscriptions, and Billing

Plans

We may offer access to or use of the Platform or the Services as part of different subscription plans (e.g., free tier, paid tiers, etc.) with varying levels of performance or limitations of features.

Authorization of Recurring Payments

If you choose a subscription or other form of paid plan to access or use the Platform or the Services, then you authorize us to charge your selected payment method automatically on a recurring basis. You have the right to request to terminate or cancel a Recurring Payment at any time, provided that we may take up to 24 hours to accommodate such a request.

Renewals; Cancellations

Unless you cancel or terminate before the renewal date, any subscription or other form of paid plan to which you have agreed will automatically renew. You may cancel through your account dashboard or by contacting WealthNX.ai Support at support@wealthnx.ai.

No Refunds

All fees paid for use of or access to the Services are non-refundable except as required by law or as expressly stated by us.

7. Security, Privacy, and Compliance

Security Measures

Although we maintain certain administrative, technical, and physical safeguards in an effort to protect the confidentiality and integrity of Your Content and any linked account data, you acknowledge and understand that no such set of controls or systems is perfectly secure or without the risks of error, corruption, or improper access.

Privacy

Your access to and use of the Platform and the Services is subject to and limited by the WealthNX.ai Privacy Policy (at https://wealthnx.ai/privacy-policy). By accessing or using the Platform or the Services, you represent and warrant that you have accepted and agreed to be bound by the WealthNX.ai Privacy Policy.

Regulatory Compliance

You agree to comply with all applicable laws, regulations, and third-party contracts (including but not limited to financial and data protection laws and obligations) when using or accessing the Platform or the Services.

8. IMPORTANT DISCLAIMERS

9. LIABILITY LIMITATIONS; INDEMNIFICATION

10. Termination and Suspension

Termination by Us

We may suspend, limit, revoke, or terminate your access to all or part of the Platform or the Services at our discretion and for any reason (including but not limited to for a violation of these Terms) or for no reason.

Termination by You

You may terminate by deleting your account or notifying us in writing (e.g., via support email), provided that you also cease any use of or access to the Platform or the Services.

Effect of Termination

Upon any termination, suspension, or revocation, these Terms will likewise terminate and your license to use or access the Platform and the Services will end, effective immediately.

11. Miscellaneous

License to You

We hereby grant you a limited, nontransferable and non-sublicensable license to access and use the Platform and the Services subject to these Terms.

Modifications

We reserve the right to modify these Terms at any time. If we do, we will update the "last updated" date at the top of these Terms. Your continued use of or access to the Platform the Services after the posting of any new or modified version of these Terms constitutes your acceptance thereof.

Electronic Communications; Notices

By using the Platform or the Services, you consent to receive electronic communications (e.g., email, in-app notices) from us. Any notice you are required or permitted to provide to us under these Terms must be in writing and addressed to Inexor Inc. For questions, please contact WealthNX.ai Support at support@wealthnx.ai.

Governing Law

These Terms will be governed by and construed in accordance with the laws of the State of Florida, without regard to the conflicts of law principles thereof.

Binding Arbitration

To the fullest extent permitted by applicable law, any dispute, controversy or claim arising out of or relating to these Terms will be settled by arbitration pursuant to the rules of the American Arbitration Association. Any such arbitration will take place in Orange County, Florida.

Entire Agreement; Severability

These Terms constitute the entire agreement between you and us in connection with your use of or access to the Platform or the Services and supersede any prior or contemporaneous communications, proposals, or agreements between the parties, whether oral or written.